How will the federal budget affect you?
This year’s Federal Budget is an ‘election budget’ with future tax cuts for all Australians, especially low and middle income earners. Overall, there were minimal changes to super proposed in the…
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This year’s Federal Budget is an ‘election budget’ with future tax cuts for all Australians, especially low and middle income earners. Overall, there were minimal changes to super proposed in the…
When you’re looking at saving and planning for retirement, it’s important to know how much you can expect to be spending. The latest retirement standard figures and other data sources can give…
If you read our last post, “The 10 Life Stages That Call for an Insurance Review“, you may be wondering how to review your insurance now. Good news! We have outlined seven simple steps below on how…
To help pay for the public health system which we call Medicare, you’re required to pay a 2 percent Medicare levy as part of your income tax. While the low-income tax offset can reduce your…
Where does all that money go? A host of apps are available to help you easily answer that question and even budget better, so you don’t get caught short in the event of a ‘rainy day’ and can feel…
The new year is a great time for making lifestyle changes, and often this can start with a new job. Below are 5 useful tips to consider when you make a new career move. Plan around your pay cycle, while most…
On 30 March 2020, the Federal Government announced the introduction of the JobKeeper Payment and it’s only natural to wonder, “Do I qualify for the JobKeeper Payment?” This payment is a wage subsidy paid…
To lessen the financial impacts of the Coronavirus situation, the Government is allowing people who are eligible to access up to $20,000 (in two lump sums) of their super for a limited time…
Does it seem like your instagram feed is making life look more and more expensive? The bad news is…you’re right! The average cost of households is increasing. The good news is, you can still live your best…
To help you complete your tax return (especially if you’ve just started working from home for the first time), this checklist outlines income and expenses you need to disclose to the Australian…
Taking care of household finances can be taxing, especially if you have a big family. Don’t worry, there is no need to stress with proper planning and budgeting. Here are some tips to help you effectively…
Research shows that parents’ actions affect their children’s behaviour and the effects can last into adulthood. This puts the onus on parents to help their children develop the skills and behaviours to make…
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Perspective Wealth Management Pty Ltd
ACN 639 529 749
Trading as Luck Financial Group is a corporate authorised representative of Millennium3 Financial Services Pty Ltd
ABN 61 094 529 987 – AFSL 244 252
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