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As Financial Advisers we talk about superannuation a lot. So much so that it probably becomes a fuzzy word people don’t even hear any more. And the younger you are, the less interested you are…
With the spread of the Delta variant of the COVID-19 virus and ongoing lockdowns in Vic, NSW, Qld and SA, the Government has announced further financial assistance for people who are doing it…
The end of the financial year is fast approaching – and this year, there’s a new way to help you save on tax while boosting your super. By making an after-tax contribution to your superannuation…
This year’s Federal Budget is an ‘election budget’ with future tax cuts for all Australians, especially low and middle income earners. Overall, there were minimal changes to super proposed in the…
It’s all very well having retirement savings as a financial goal, but just how much should you plan to have in your super balance now, and when you retire? Find out more about coming up with a…
When you’re looking at saving and planning for retirement, it’s important to know how much you can expect to be spending. The latest retirement standard figures and other data sources can give…
On 1 July 2019, the government’s Protecting Superannuation Package introduces new laws designed to protect members’ superannuation from being eroded by unnecessary fees and insurance…
How is super taxed? Tax & super. Your super money can be taxed at three stages: when it goes into the fund (contributions), while it is in the fund (investment earnings) and when it leaves the fund…
If you read our last post, “The 10 Life Stages That Call for an Insurance Review“, you may be wondering how to review your insurance now. Good news! We have outlined seven simple steps below on how…
Insurance might not always be top of mind, but it’s important to review your policies regularly to ensure you’ve got the right cover. Having personal insurance, which may include Life, Total…
How much do I need in retirement?
It’s the question on everybody’s lips – how much do you need to save for a comfortable retirement? While we all want a simple answer, how much you need differs from…
To help pay for the public health system which we call Medicare, you’re required to pay a 2 percent Medicare levy as part of your income tax. While the low-income tax offset can reduce your…
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Perspective Wealth Management Pty Ltd
ACN 639 529 749
Trading as Luck Financial Group is a corporate authorised representative of Millennium3 Financial Services Pty Ltd
ABN 61 094 529 987 – AFSL 244 252
The information displayed on this communication is a summary only and should not be construed as investment advice or securities recommendations. It is prepared for general information and not having regard to any particular persons investment objectives, financial situation or needs. No recommendation (express or implied) or other information should be acted on without obtaining professional advice. You are encouraged to consult a financial planner before making any decision as to how appropriate this information is to your objectives, financial situation and needs. Also, before making a decision, you should consider the relevant Product Disclosure Statement available from your financial planner. This website is for Australian residents only.
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